This traditional health plan covers you when you use doctors and hospitals in or out of our local and nationwide network.
As part of our commitment to helping you with your health care decisions, this benefit design option gives you the freedom to use any health care professional in UnitedHealthcare’s local and nationwide networks, including specialists, without a referral and without choosing a primary physician. Most of your health care needs are covered at less expense to you when you use a network doctor or facility, and without the hassle of paperwork. You simply pay a copay at the time of your doctor visit. You also can choose services outside of our network, but your costs will be higher.
Preventive care coverage